Welcome to our website! We know that each customer has specific needs, so we strive to meet those
specific needs with a wide array of products, investment tools, mortgages and best of all quality service
and individual attention.
Today's technology is providing a more productive environment to work in. For example, through our
website you can submit a complete on-line, secure loan application or pre-qualify for a home loan.
You may also evaluate your different financing options by using our interactive calculators and going
over various mortgage scenarios.
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We represent you
and NOT the lender |
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Interest rates are to their lowest level ,
and this is the best
time for you to purchase and/or refinance your new or existing
home. We Welcome you to Greater San Jose area! We've been
serving California home buyers for more than 15 years and have
an experienced staff available to answer all of your questions.
We will do everything to get your loan approved. If you
have been turned down by others because of bad credit,
foreclosure, bankruptcies, NO jobs, don't you worry, we work
with many Lenders who can get you apprised, and in most cases we
will help you to get your loan approved in one business day.
Interest rates are to their lowest level! So let us help you
NOW, especially when you don't have anything to loose!! |
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QUICK
AND EASY
“NO HASSLE” LOAN PROCESS
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TAKE JUST 2 MINUTES
TO FILL OUT SOME BASIC INFORMATION AND
YOU’RE ON YOUR WAY TO BIG SAVINGS!!! |
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Why
should I buy home |
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Should I choose a fixed
rate or adjustable rate loan?
< Fixed
rate loans have a stated interest rate that does not change over the life of
the loan, whereas the rates on adjustable rate loans are linked to an index
and change as the index rate changes. Many mortgages, such as a 5-Year Fixed
(30 Year), start as a fixed rate loan and then convert to an adjustable
rate. Adjustable rate loans have more risk due to the possibility that the
interest rate could increase. However, because you are assuming some of the
risk the lender will generally reward you with a lower interest rate. These
loans are best for borrowers who do not plan on keeping the loan for the
full term. |
